---
canonical_url: https://lendb.ai/lo/phung-pham-2502864
json_url: https://lendb.ai/lo/phung-pham-2502864.json
nmls_id: 2502864
last_verified: 2026-10-09
---

# Phung Pham

Mortgage Loan Officer at Loan Factory. NMLS ID 2502864 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2502864)).

**Summary:** Phung Pham (NMLS 2502864) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Georgia, Louisiana, North Carolina, Ohio, Oklahoma, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Speaks English and Vietnamese. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Georgia (GA, lender_reported), Louisiana (LA, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/phung-pham-2502864

## About

Phung specializes in commercial real estate lending, investment property financing, and business capital solutions including term loans and lines of credit.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Specializes in commercial real estate lending and business capital solutions. Source: https://www.loanfactory.com/mortgage-expert/phung-pham-2502864, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126423 | active | confirmed | 2024-02-28 | state_regulator | 2026-10-09 |
| PA | state_license | 113191 | active | confirmed |  | state_regulator | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/phung-pham-2502864, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2502864

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/phung-pham-2502864

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2502864
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/phung-pham-2502864

Cite as: Phung Pham (NMLS 2502864), Loan Factory. LenDb.ai, https://lendb.ai/lo/phung-pham-2502864, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._