---
canonical_url: https://lendb.ai/lo/phuong-ly-1958412
json_url: https://lendb.ai/lo/phuong-ly-1958412.json
nmls_id: 1958412
last_verified: 2026-10-09
---

# Phuong Ly

Mortgage Loan Officer at Loan Factory, TX. NMLS ID 1958412 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958412)).

**Summary:** Phuong Ly (NMLS 1958412) is Mortgage Loan Officer at Loan Factory, based in Texas. Lists Texas on the lender page (not yet checked with the state regulator). Speaks English and Vietnamese. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Vietnamese
- Profile: unclaimed
- Status: active

## Specialties


## About

Phuong Ly is a loan officer with a background in real estate and finance who takes a straightforward, personalized approach to help clients understand their options and find solutions that fit their specific situation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: background in real estate and finance. Source: https://www.loanfactory.com/mortgage-expert/phuong-ly-1958412, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), TX. Source: https://www.loanfactory.com/mortgage-expert/phuong-ly-1958412, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958412

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/phuong-ly-1958412

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1958412
- lender_site: https://www.loanfactory.com/mortgage-expert/phuong-ly-1958412

Cite as: Phuong Ly (NMLS 1958412), Loan Factory. LenDb.ai, https://lendb.ai/lo/phuong-ly-1958412, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._