---
canonical_url: https://lendb.ai/lo/phuong-nguyen-1995302
json_url: https://lendb.ai/lo/phuong-nguyen-1995302.json
nmls_id: 1995302
last_verified: 2026-10-13
---

# Frances Nguyen

Mortgage Loan Officer at Loan Factory. NMLS ID 1995302 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1995302)).

**Summary:** Frances Nguyen (NMLS 1995302) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Washington on the lender page (not yet checked with the state regulator). Earliest state license record: September 28, 2021 (Florida), per state regulator. Last verified 2026-10-13.

## At a glance

- Earliest state license record: September 28, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO95231 | active | confirmed | 2021-09-28 | state_regulator | 2026-10-09 |
| TX | state_license | n/a | active | confirmed | 2022-05-06 | state_regulator | 2026-10-13 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/frances-nguyen-1995302, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1995302

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/frances-nguyen-1995302

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1995302
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.loanfactory.com/mortgage-expert/frances-nguyen-1995302

Cite as: Frances Nguyen (NMLS 1995302), Loan Factory. LenDb.ai, https://lendb.ai/lo/phuong-nguyen-1995302, last verified 2026-10-13.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._