---
canonical_url: https://lendb.ai/lo/phyllis-zanichkowsky-889013
json_url: https://lendb.ai/lo/phyllis-zanichkowsky-889013.json
nmls_id: 889013
last_verified: 2026-10-20
---

# Phyllis Zanichkowsky

Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 889013 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/889013)).

Based in Chandler, Arizona, Phyllis Zanichkowsky (NMLS 889013) is a Loan Originator at Barrett Financial Group, serving Arizona. Phyllis's focus, from their own profile, includes self-employed.

**Summary:** Phyllis Zanichkowsky (NMLS 889013) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Lists Arizona on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Last verified 2026-10-20.

## Quick answers

### Is Phyllis licensed in Arizona?

Barrett Financial Group's page for Phyllis lists Arizona. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky.

### Does Phyllis list self-employed as a focus?

Phyllis's profile lists self-employed as a focus (from their lender profile page). Source: https://www.barrettfinancial.com/phyllis-zanichkowsky.

### What lender does Phyllis work for?

Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/phyllis-zanichkowsky.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.80, verified 2026-10-20. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky

### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com
- **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com

## Facts from the lender page and intro

- service_area: Scottsdale. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky, verified 2026-10-20.
- service_area: Flagstaff. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky, verified 2026-10-20.
- service_area: Peoria. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky, verified 2026-10-20.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| AZ |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-20 |

## Employment history

- ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/phyllis-zanichkowsky, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/889013

## Contact

- View profile at Barrett Financial Group: https://www.barrettfinancial.com/phyllis-zanichkowsky
- Office phone and Email on file: shown at https://lendb.ai/lo/phyllis-zanichkowsky-889013#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/889013
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://www.barrettfinancial.com/phyllis-zanichkowsky
- lender_site (lender programs): https://www.barrettfinancial.com

Cite as: Phyllis Zanichkowsky (NMLS 889013), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/phyllis-zanichkowsky-889013, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._