---
canonical_url: https://lendb.ai/lo/pony-keskela-2530734
json_url: https://lendb.ai/lo/pony-keskela-2530734.json
nmls_id: 2530734
last_verified: 2026-10-09
---

# Pony Keskela

Mortgage Loan Officer at Loan Factory. NMLS ID 2530734 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2530734)).

**Summary:** Pony Keskela (NMLS 2530734) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). States 12 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Licensed in California with over 12 years of experience and approximately 1,000 mortgage transactions. Experienced as both originator and wholesale account executive across multiple interest rate cycles.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12. Source: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734, verified 2026-10-09.
- credential: approximately 1,000 mortgage transactions. Source: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734, verified 2026-10-09.
- role: originator and wholesale account executive. Source: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2530734

## Contact

- linkedin_url: https://www.linkedin.com/in/ponykeskela (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2530734
- lender_site: https://www.loanfactory.com/mortgage-expert/pony-keskela-2530734

Cite as: Pony Keskela (NMLS 2530734), Loan Factory. LenDb.ai, https://lendb.ai/lo/pony-keskela-2530734, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._