{
  "canonical_url": "https://lendb.ai/lo/prachi-gokhale-2347698",
  "lede": {
    "text": "Prachi Gokhale (NMLS 2347698) is a Senior Loan Officer at Lit Financial Corporation, licensed in Texas since 2025 and in Florida, Oregon, Massachusetts and Maryland. Prachi's focus, from their own profile, includes HELOC, VA loan and refinance.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Prachi licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO146721 as active, first effective April 10, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Prachi.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Prachi do HELOCs?",
      "a": "Prachi's profile lists HELOC as a focus (from their lender profile page). It also lists VA loan, refinance and FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Prachi work for?",
      "a": "Lit Financial Corporation, company NMLS 2553292, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Prachi been licensed?",
      "a": "The earliest state license record LenDb holds for Prachi is from February 3, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Texas state regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2347698,
    "slug": "prachi-gokhale-2347698",
    "canonical_url": "https://lendb.ai/lo/prachi-gokhale-2347698",
    "md_url": "https://lendb.ai/lo/prachi-gokhale-2347698.md",
    "json_url": "https://lendb.ai/lo/prachi-gokhale-2347698.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2347698",
    "full_name": {
      "value": "Prachi Gokhale",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    "first_name": "Prachi",
    "last_name": "Gokhale",
    "licensed_names": [
      {
        "name": "Prachi Gokhale",
        "name_with_middle_initial": "Prachi J. Gokhale",
        "first_name": "Prachi",
        "middle_initial": "J",
        "last_name": "Gokhale",
        "states": [
          "CA",
          "CT",
          "FL",
          "MA",
          "MD",
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 40,
    "current_employment": {
      "lender_nmls_id": 2553292,
      "lender_name": "Lit Financial Corporation",
      "lender_slug": "lit-financial-2553292",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "lender_slug": "lit-financial-2553292",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      },
      {
        "lender_nmls_id": 3013,
        "lender_name": "Newrez",
        "lender_slug": "newrez-3013",
        "branch_city": "Troy",
        "branch_state": "MI",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO146721",
        "status": "active",
        "issued_at": "2026-04-10",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2025-02-03",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": "LO-2347698",
        "status": "inactive",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "ct"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-03-25",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI2347698",
        "status": "inactive",
        "issued_at": "2026-04-01",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO2347698",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.labor.maryland.gov/finance/",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "md"
      }
    ],
    "specialties": [
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.21,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.14,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.11,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [
      {
        "slug": "bank-statement",
        "label": "Bank statement loan",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "lender_nmls_id": 2553292,
        "lender_name": "Lit Financial Corporation",
        "source": "lender_site",
        "source_url": "https://litfinancial.com",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "other",
        "value": "Background in loan processing and originations",
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "service_area",
        "value": "Colorado, Connecticut, District of Columbia, Florida, Georgia, Kentucky, Maryland, New Jersey, North Carolina, Pennsylvania, Tennessee",
        "source": "lender_site",
        "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 20:25:00.137651+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/prachi-gokhale-2347698#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://litfinancial.com/loan-experts/prachi-gokhale",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2025-02-03",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2025,
      "state": "TX"
    },
    "federal_registration": null
  }
}