--- canonical_url: https://lendb.ai/lo/prachi-gokhale-2347698 json_url: https://lendb.ai/lo/prachi-gokhale-2347698.json nmls_id: 2347698 last_verified: 2026-10-26 --- # Prachi Gokhale Senior Loan Officer at Lit Financial Corporation. NMLS ID 2347698 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2347698)). Prachi Gokhale (NMLS 2347698) is a Senior Loan Officer at Lit Financial Corporation, licensed in Texas since 2025 and in Florida, Oregon, Massachusetts and Maryland. Prachi's focus, from their own profile, includes HELOC, VA loan and refinance. **Summary:** Prachi Gokhale (NMLS 2347698) is Senior Loan Officer at Lit Financial Corporation. Licensed in 5 states confirmed with state regulators: Florida, Texas, Oregon, Massachusetts and Maryland. Focus areas shown on the lender page: HELOC, VA loan, Refinance and FHA loan. Lit Financial Corporation also offers Bank statement loan, DSCR loan, First-time buyer, Real estate investor and Jumbo loan and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: February 3, 2025 (Texas), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Prachi licensed in Florida? Yes. Florida regulator records list license LO146721 as active, first effective April 10, 2026 (verified 2026-10-15). LenDb has 4 other states on file for Prachi. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Prachi do HELOCs? Prachi's profile lists HELOC as a focus (from their lender profile page). It also lists VA loan, refinance and FHA loan. Source: https://litfinancial.com/loan-experts/prachi-gokhale. ### What lender does Prachi work for? Lit Financial Corporation, company NMLS 2553292, per the lender's own site (verified 2026-10-26). Source: https://litfinancial.com/loan-experts/prachi-gokhale. ### How long has Prachi been licensed? The earliest state license record LenDb holds for Prachi is from February 3, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: February 3, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Prachi J. Gokhale (CA, CT, FL, MA, MD, OR, TX, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Oregon (OR, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **HELOC** (`heloc`): from their lender profile page, confidence 0.21, verified 2026-10-26. Source: https://litfinancial.com/loan-experts/prachi-gokhale - **VA loan** (`va`): from their lender profile page, confidence 0.14, verified 2026-10-26. Source: https://litfinancial.com/loan-experts/prachi-gokhale - **Refinance** (`refinance`): from their lender profile page, confidence 0.11, verified 2026-10-26. Source: https://litfinancial.com/loan-experts/prachi-gokhale - **FHA loan** (`fha`): from their lender profile page, confidence 0.10, verified 2026-10-26. Source: https://litfinancial.com/loan-experts/prachi-gokhale ### Their lender offers (lender level: Lit Financial Corporation's programs, not confirmed as this person's focus) - **Bank statement loan** (`bank-statement`): verified 2026-10-09. Source: https://litfinancial.com - **DSCR loan** (`dscr`): verified 2026-10-09. Source: https://litfinancial.com - **First-time buyer** (`first-time-buyer`): verified 2026-10-09. Source: https://litfinancial.com - **Real estate investor** (`investor`): verified 2026-10-09. Source: https://litfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://litfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://litfinancial.com - **Self-employed** (`self-employed`): verified 2026-10-09. Source: https://litfinancial.com ## Facts from the lender page and intro - other: Background in loan processing and originations. Source: https://litfinancial.com/loan-experts/prachi-gokhale, verified 2026-10-26. - service_area: Colorado, Connecticut, District of Columbia, Florida, Georgia, Kentucky, Maryland, New Jersey, North Carolina, Pennsylvania, Tennessee. Source: https://litfinancial.com/loan-experts/prachi-gokhale, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO146721 | active | confirmed | 2026-04-10 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-02-03 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2347698 | inactive | confirmed | | state_regulator | 2026-10-15 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-03-25 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2347698 | inactive | confirmed | 2026-04-01 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO2347698 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: Lit Financial Corporation (NMLS 2553292). Source: https://litfinancial.com/loan-experts/prachi-gokhale, verified 2026-10-26. - ? to present: Newrez (NMLS 3013), Troy, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2347698 ## Contact - View profile at Lit Financial Corporation: https://litfinancial.com/loan-experts/prachi-gokhale - Office phone on file: shown at https://lendb.ai/lo/prachi-gokhale-2347698#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2347698 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - lender_site: https://litfinancial.com/loan-experts/prachi-gokhale - lender_site (lender programs): https://litfinancial.com Cite as: Prachi Gokhale (NMLS 2347698), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/prachi-gokhale-2347698, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._