---
canonical_url: https://lendb.ai/lo/prakash-poudel-2680146
json_url: https://lendb.ai/lo/prakash-poudel-2680146.json
nmls_id: 2680146
last_verified: 2026-10-21
---

# Prakash Poudel

Loan Officer at Ram Mortgage, LLC, Charlotte, NC. NMLS ID 2680146 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680146)).

Prakash Poudel, NMLS 2680146, works as a Loan Officer at Ram Mortgage, LLC in Charlotte, North Carolina and is licensed in Texas since 2025 and in Florida.

**Summary:** Prakash Poudel (NMLS 2680146) is Loan Officer at Ram Mortgage, LLC, based in Charlotte, NC. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: July 17, 2025 (Texas), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Prakash licensed in Florida?

Yes. Florida regulator records list license LO146716 as active, first effective April 10, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Prakash. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Prakash work for?

Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21). Source: https://www.rammtg.com/prakash-poudel.

### How long has Prakash been licensed?

The earliest state license record LenDb holds for Prakash is from July 17, 2025 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: July 17, 2025 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO146716 | active | confirmed | 2026-04-10 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-07-17 | state_regulator | 2026-10-13 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |

## Employment history

- ? to present: Ram Mortgage, LLC (NMLS 2301828), Charlotte, NC. Source: https://www.rammtg.com/prakash-poudel, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680146

## Contact

- View profile at Ram Mortgage, LLC: https://www.rammtg.com/prakash-poudel
- Office phone and Email on file: shown at https://lendb.ai/lo/prakash-poudel-2680146#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2680146
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.rammtg.com/prakash-poudel

Cite as: Prakash Poudel (NMLS 2680146), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/prakash-poudel-2680146, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._