{
  "canonical_url": "https://lendb.ai/lo/queeny-duong-826674",
  "lede": {
    "text": "Queeny Duong, NMLS 826674, works as a Senior Loan Officer at Cliffco, Inc. in Uniondale, New York and is licensed in Florida since 2026 and in Texas and New York. Queeny speaks English and Chinese and works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "languages",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Queeny licensed in New York?",
      "a": "Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 4 other states on file for Queeny.",
      "fields": [
        "licenses"
      ],
      "source": "New York state regulator",
      "source_url": "https://www.dfs.ny.gov/",
      "verified_at": "2026-10-14"
    },
    {
      "q": "What lender does Queeny work for, and is it FHA-approved?",
      "a": "Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Queeny speak?",
      "a": "English and Chinese, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Queeny been licensed?",
      "a": "The earliest state license record LenDb holds for Queeny is from January 29, 2026 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 826674,
    "slug": "queeny-duong-826674",
    "canonical_url": "https://lendb.ai/lo/queeny-duong-826674",
    "md_url": "https://lendb.ai/lo/queeny-duong-826674.md",
    "json_url": "https://lendb.ai/lo/queeny-duong-826674.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/826674",
    "full_name": {
      "value": "Queeny Duong",
      "source": "state_regulator",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Queeny",
    "last_name": "Duong",
    "headshot_url": {
      "value": "https://cliffcomortgage.com/wp-content/uploads/2024/12/Queeny_Web-1-1024x1024.webp",
      "source": "state_regulator",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Senior Loan Officer",
      "source": "state_regulator",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "zh"
      ],
      "source": "state_regulator",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 65328,
      "lender_name": "Cliffco, Inc.",
      "lender_slug": "cliffco-inc-65328",
      "branch_city": "Uniondale",
      "branch_state": "NY",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://cliffcomortgage.com/qduong/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 65328,
        "lender_name": "Cliffco, Inc.",
        "lender_slug": "cliffco-inc-65328",
        "branch_city": "Uniondale",
        "branch_state": "NY",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://cliffcomortgage.com/qduong/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO144538",
        "status": "active",
        "issued_at": "2026-01-29",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-04-01",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dfs.ny.gov/",
        "verified_at": "2026-10-14",
        "confidence": "confirmed",
        "regulator": "ny"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2006",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "Presidents Club recipient 2020, 2021, 2022 at Citizens Bank",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "Bachelor degree in Finance and Investment, Baruch College",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Member of AREAA, Brooklyn chapter",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Supports God's Love We Deliver and NY Cares",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Previously worked in hospitality management",
        "source": "lender_site",
        "source_url": "https://cliffcomortgage.com/qduong/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 15:45:45.876635+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/queeny-duong-826674#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://cliffcomortgage.com/qduong/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2026-01-29",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}