---
canonical_url: https://lendb.ai/lo/rachel-holman-1909065
json_url: https://lendb.ai/lo/rachel-holman-1909065.json
nmls_id: 1909065
last_verified: 2026-10-09
---

# Rachel Holman

Loan Originator at NFM Lending, Linthicum, MD. NMLS ID 1909065 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1909065)).

**Summary:** Rachel Holman (NMLS 1909065) is Loan Originator at NFM Lending, based in Linthicum, MD. Licensed in Florida, confirmed with the state regulator (license LO138187). Also lists Indiana, Maryland, Pennsylvania and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and New construction. Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Maryland (MD, lender_reported), Pennsylvania (PA, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/rachel-holman/
- **New construction** (`new-construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://nfmlending.com/loanoriginator/rachel-holman/

## About

Rachel has 19+ years in real estate and mortgage lending, with expertise in new construction and high-end property positioning. She specializes in veteran clients and serves as an Associate Broker offering integrated real estate and financing services.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 19+. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.
- role: Associate Broker. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.
- credential: independent broker license. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.
- education: Counterterrorism and Homeland Security background. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.
- community: Influenced Baltimore City's 60-day right-to-appeal property tax process. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138187 | active | confirmed | 2025-05-20 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: NFM Lending (NMLS 2893), Linthicum, MD. Source: https://nfmlending.com/loanoriginator/rachel-holman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1909065

## Contact

- View profile at NFM Lending: https://nfmlending.com/loanoriginator/rachel-holman/
- Office phone and Email on file: shown at https://lendb.ai/lo/rachel-holman-1909065#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1909065
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://nfmlending.com/loanoriginator/rachel-holman/

Cite as: Rachel Holman (NMLS 1909065), NFM Lending. LenDb.ai, https://lendb.ai/lo/rachel-holman-1909065, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._