---
canonical_url: https://lendb.ai/lo/rachel-joseph-2143779
json_url: https://lendb.ai/lo/rachel-joseph-2143779.json
nmls_id: 2143779
last_verified: 2026-10-09
---

# Rachel Joseph

Mortgage Loan Officer at Loan Factory. NMLS ID 2143779 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2143779)).

**Summary:** Rachel Joseph (NMLS 2143779) is Mortgage Loan Officer at Loan Factory. Lists Louisiana, Minnesota and Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Louisiana (LA, lender_reported), Minnesota (MN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rachel Joseph is a real estate professional with dual expertise as a Realtor and Loan Officer, serving Louisiana, Minnesota, and Texas. They guide first-time homebuyers and investors through financing with personalized solutions and ongoing support.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Realtor and Loan Officer. Source: https://www.loanfactory.com/mortgage-expert/rachel-joseph-2143779, verified 2026-10-09.
- service_area: Louisiana, Minnesota, Texas. Source: https://www.loanfactory.com/mortgage-expert/rachel-joseph-2143779, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/rachel-joseph-2143779, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2143779

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/rachel-joseph-2143779

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2143779
- lender_site: https://www.loanfactory.com/mortgage-expert/rachel-joseph-2143779

Cite as: Rachel Joseph (NMLS 2143779), Loan Factory. LenDb.ai, https://lendb.ai/lo/rachel-joseph-2143779, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._