---
canonical_url: https://lendb.ai/lo/rachel-leonard-195314
json_url: https://lendb.ai/lo/rachel-leonard-195314.json
nmls_id: 195314
last_verified: 2026-10-16
---

# Rachel Leonard

Residential Loan Officer at Banner Bank, Hillsboro, OR. NMLS ID 195314 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195314)).

Rachel Leonard (NMLS 195314) is a Residential Loan Officer at Banner Bank in Hillsboro, Oregon. Rachel's own profile lists construction loan, renovation loan (203k / HomeStyle) and first-time buyer as a focus.

**Summary:** Rachel Leonard (NMLS 195314) is Residential Loan Officer at Banner Bank, based in Hillsboro, OR. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Renovation loan (203k / HomeStyle) and First-time buyer. Last verified 2026-10-16.

## Quick answers

### Is Rachel licensed?

Rachel works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Rachel do construction loans?

Rachel's profile lists construction loan as a focus (from their lender profile page). It also lists renovation loan (203k / HomeStyle) and first-time buyer. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard.

### What lender does Rachel work for?

Banner Bank, company NMLS 439266, from the Hillsboro, OR office, per the lender's own site (verified 2026-10-16). Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard
- **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.55, verified 2026-10-26. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard

## Facts from the lender page and intro

- years_experience: since 2010. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard, verified 2026-10-16.
- service_area: Oregon, Washington, Idaho and California. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard, verified 2026-10-16.
- community: Volunteers regularly with Habitat for Humanity. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Banner Bank (NMLS 439266), Hillsboro, OR. Source: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195314

## Contact

- View profile at Banner Bank: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard
- Office phone and Email on file: shown at https://lendb.ai/lo/rachel-leonard-195314#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/195314
- lender_site: https://loanofficers.bannerbank.com/or/hillsboro/rachel-leonard

Cite as: Rachel Leonard (NMLS 195314), Banner Bank. LenDb.ai, https://lendb.ai/lo/rachel-leonard-195314, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._