---
canonical_url: https://lendb.ai/lo/rachel-lynn-zea-1799182
json_url: https://lendb.ai/lo/rachel-lynn-zea-1799182.json
nmls_id: 1799182
last_verified: 2026-10-28
---

# Rachel Lynn Zea

Mortgage Loan Originator at CME Lending Group LLC. NMLS ID 1799182 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799182)).

Rachel Lynn Zea (NMLS 1799182) is a Mortgage Loan Originator at CME Lending Group LLC, licensed in Illinois since 2021. Rachel Lynn works at an FHA-approved lender, per HUD.

**Summary:** Rachel Lynn Zea (NMLS 1799182) is Mortgage Loan Originator at CME Lending Group LLC. Licensed in Illinois, confirmed with the state regulator (license 31.0070733). Also lists Indiana on the lender page (not yet checked with the state regulator). Earliest state license record: August 2, 2021 (Illinois), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Rachel Lynn licensed in Illinois?

Yes. Illinois regulator records list license 31.0070733 as active, first effective August 2, 2021 (verified 2026-10-28). LenDb has 1 other state on file for Rachel Lynn. Source: https://idfpr.illinois.gov/banks/resfin.html.

### What lender does Rachel Lynn work for, and is it FHA-approved?

CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/rachel-roy/.

### How long has Rachel Lynn been licensed?

The earliest state license record LenDb holds for Rachel Lynn is from August 2, 2021 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html.

## At a glance

- Earliest state license record: August 2, 2021 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Illinois (IL, confirmed), Indiana (IN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- community: supports local causes including food banks and community outreach programs. Source: https://themortgageexchange.com/team-member/rachel-roy/, verified 2026-10-15.
- other: formerly Rachel Roy. Source: https://themortgageexchange.com/team-member/rachel-roy/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IL | Illinois regulator | state_license | 31.0070733 | active | confirmed | 2021-08-02 | state_regulator | 2026-10-28 |
| IN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://themortgageexchange.com/team-member/rachel-roy/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799182

## Contact

- View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/rachel-roy/
- Office phone and Email on file: shown at https://lendb.ai/lo/rachel-lynn-zea-1799182#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1799182
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- lender_site: https://themortgageexchange.com/team-member/rachel-roy/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Rachel Lynn Zea (NMLS 1799182), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/rachel-lynn-zea-1799182, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._