---
canonical_url: https://lendb.ai/lo/rachel-otterbach-2696942
json_url: https://lendb.ai/lo/rachel-otterbach-2696942.json
nmls_id: 2696942
last_verified: 2026-10-09
---

# Rachel Otterbach

Mortgage Loan Originator at Loan Factory, OR. NMLS ID 2696942 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2696942)).

**Summary:** Rachel Otterbach (NMLS 2696942) is Mortgage Loan Originator at Loan Factory, based in Oregon. Lists Oregon on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Oregon (OR, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rachel Otterbach is a mortgage loan originator serving Oregon homebuyers. She specializes in helping first-time buyers and growing families with a detail-driven, client-first approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's degree in business administration. Source: https://www.loanfactory.com/mortgage-expert/rachel-otterbach-2696942, verified 2026-10-09.
- role: Background in marketing, business development, and customer support. Source: https://www.loanfactory.com/mortgage-expert/rachel-otterbach-2696942, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), OR. Source: https://www.loanfactory.com/mortgage-expert/rachel-otterbach-2696942, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2696942

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/rachel-otterbach-2696942

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2696942
- lender_site: https://www.loanfactory.com/mortgage-expert/rachel-otterbach-2696942

Cite as: Rachel Otterbach (NMLS 2696942), Loan Factory. LenDb.ai, https://lendb.ai/lo/rachel-otterbach-2696942, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._