---
canonical_url: https://lendb.ai/lo/rachel-reddy-2107377
json_url: https://lendb.ai/lo/rachel-reddy-2107377.json
nmls_id: 2107377
last_verified: 2026-10-31
---

# Rachel Reddy

Loan officer at NEXA Mortgage. NMLS ID 2107377 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2107377)).

Rachel Reddy (NMLS 2107377) is a mortgage loan officer at NEXA Mortgage, licensed in California since 2021 and in Texas and Nevada.

**Summary:** Rachel Reddy (NMLS 2107377) is a loan officer at NEXA Mortgage. Licensed in 3 states confirmed with state regulators: Texas, California and Nevada. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: July 17, 2021 (California), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Rachel licensed in Texas?

Yes. Texas regulator records list a license as active, first effective April 17, 2023 (verified 2026-10-13). LenDb has 2 other states on file for Rachel. Source: https://www.sml.texas.gov/.

### What lender does Rachel work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Rachel been licensed?

The earliest state license record LenDb holds for Rachel is from July 17, 2021 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: July 17, 2021 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Rachel A. Reddy (CA, NV, TX, as of 2026-10-28)
- Licensed in: Texas (TX, confirmed), California (CA DFPI, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-04-17 | state_regulator | 2026-10-13 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2107377 | active | confirmed | 2021-07-17 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-1176450 | active | confirmed | 2021-09-08 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2107377

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2107377
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Rachel Reddy (NMLS 2107377), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/rachel-reddy-2107377, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._