---
canonical_url: https://lendb.ai/lo/rachel-scow-883097
json_url: https://lendb.ai/lo/rachel-scow-883097.json
nmls_id: 883097
last_verified: 2026-10-09
---

# Rachel Scow

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Mesa, AZ. NMLS ID 883097 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/883097)).

**Summary:** Rachel Scow (NMLS 883097) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Mesa, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Vacation home, VA loan, FHA loan and First-time buyer. Earliest state license record: March 1, 2019 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 1, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097

## About

Rachel has 6 years of experience as a Senior Home Lending Advisor serving the Mesa, AZ area, specializing in preapproval, FHA/VA mortgages, vacation home financing, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO59566 | expired | confirmed | 2019-03-01 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Mesa, AZ. Source: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/883097

## Contact

- linkedin_url: https://www.linkedin.com/in/rachel-scow-54005461/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097
- Office phone and Email on file: shown at https://lendb.ai/lo/rachel-scow-883097#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/883097
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/az/mesa/5624-e-mckellips-rd-hla-883097

Cite as: Rachel Scow (NMLS 883097), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/rachel-scow-883097, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._