{
  "canonical_url": "https://lendb.ai/lo/rachel-wheatley-2139549",
  "loan_officer": {
    "nmls_id": 2139549,
    "slug": "rachel-wheatley-2139549",
    "canonical_url": "https://lendb.ai/lo/rachel-wheatley-2139549",
    "md_url": "https://lendb.ai/lo/rachel-wheatley-2139549.md",
    "json_url": "https://lendb.ai/lo/rachel-wheatley-2139549.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2139549",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
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    "headshot_url": null,
    "bio": {
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      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Advisor",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
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      "lender_name": "American Pacific Mortgage",
      "lender_slug": "american-pacific-mortgage-1850",
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      "branch_state": "UT",
      "branch_zip": "84041",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.apmortgage.com/rachel-wheatley",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1850,
        "lender_name": "American Pacific Mortgage",
        "lender_slug": "american-pacific-mortgage-1850",
        "branch_city": "Layton",
        "branch_state": "UT",
        "branch_zip": "84041",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.apmortgage.com/rachel-wheatley",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/rachel-wheatley",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100528287",
        "status": "active",
        "issued_at": "2021-11-03",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=282732&contact=506199",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/rachel-wheatley",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/rachel-wheatley-3926b121a/",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/rachel-wheatley",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
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        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/rachel-wheatley",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Advocate for water conservation, recycling, and waste reduction",
        "source": "lender_site",
        "source_url": "https://www.apmortgage.com/rachel-wheatley",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 03:42:29.954248+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rachel-wheatley-2139549#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.apmortgage.com/rachel-wheatley",
      "verified_at": "2026-10-09"
    },
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      "state": "CO"
    },
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      "state": "CO"
    },
    "federal_registration": null
  }
}