---
canonical_url: https://lendb.ai/lo/rachelle-coffey-203664
json_url: https://lendb.ai/lo/rachelle-coffey-203664.json
nmls_id: 203664
last_verified: 2026-10-09
---

# Rachelle Coffey

Team Lead – Licensed Mortgage Professional at Homeowners Financial Group, Scottsdale, AZ. NMLS ID 203664 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203664)).

**Summary:** Rachelle Coffey (NMLS 203664) is Team Lead – Licensed Mortgage Professional at Homeowners Financial Group, based in Scottsdale, AZ. Lists Arizona, California, Colorado, Georgia, New Mexico, Oregon, South Carolina, Texas and 2 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Down payment assistance, FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homeownersfg.com/rachellecoffey/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/rachellecoffey/
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/rachellecoffey/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homeownersfg.com/rachellecoffey/

## About

Rachelle has 27+ years in mortgage banking, consistently ranked Top 1% nationally and Top 5 at HFG. She specializes in Arizona down payment assistance programs and works with first-time homebuyers and new construction; licensed in 10 states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27 years. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.
- credential: Top 1% Mortgage Originators in America (Mortgage Executive magazine), Top Originator (Scotsman Guide) - Top Women Originators, Top Dollar Volume, Top Purchase Volume, Most Loans Closed, Top FHA Volume. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.
- community: Active supporter of The Care Fund nonprofit, which helps Arizona families with mortgage/rent payments while caring for sick children. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.
- service_area: 10 licensed states: Arizona, California, Colorado, Georgia, New Mexico, Oregon, Texas, Utah, South Carolina, Washington. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.
- other: Strong relationships with major Arizona homebuilders: Woodside Homes, DR Horton, Gehan Homes. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Scottsdale, AZ. Source: https://homeownersfg.com/rachellecoffey/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203664

## Contact

- linkedin_url: https://www.linkedin.com/in/rachelle-coffey-b134546/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/rachellecoffey/
- Office phone and Email on file: shown at https://lendb.ai/lo/rachelle-coffey-203664#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/203664
- lender_site: https://homeownersfg.com/rachellecoffey/

Cite as: Rachelle Coffey (NMLS 203664), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/rachelle-coffey-203664, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
