---
canonical_url: https://lendb.ai/lo/raechel-schilke-2391216
json_url: https://lendb.ai/lo/raechel-schilke-2391216.json
nmls_id: 2391216
last_verified: 2026-10-21
---

# Raechel Lynn Schilke

Loan Officer at Ram Mortgage, LLC, Charlotte, NC. NMLS ID 2391216 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391216)).

Based in Charlotte, North Carolina, Raechel Lynn Schilke (NMLS 2391216) is a Loan Officer at Ram Mortgage, LLC, licensed in Florida since 2025.

**Summary:** Raechel Lynn Schilke (NMLS 2391216) is Loan Officer at Ram Mortgage, LLC, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO141720). Also lists Michigan on the lender page (not yet checked with the state regulator). Earliest state license record: October 2, 2025 (Florida), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Raechel licensed in Florida?

Yes. Florida regulator records list license LO141720 as active, first effective October 2, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Raechel. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Raechel work for?

Ram Mortgage, LLC, company NMLS 2301828, from the Charlotte, NC office, per the lender's own site (verified 2026-10-21). Source: https://www.rammtg.com/raechel-schilke.

### How long has Raechel been licensed?

The earliest state license record LenDb holds for Raechel is from October 2, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: October 2, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO141720 | active | confirmed | 2025-10-02 | state_regulator | 2026-10-15 |
| MI |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-21 |

## Employment history

- ? to present: Ram Mortgage, LLC (NMLS 2301828), Charlotte, NC. Source: https://www.rammtg.com/raechel-schilke, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391216

## Contact

- View profile at Ram Mortgage, LLC: https://www.rammtg.com/raechel-schilke
- Office phone and Email on file: shown at https://lendb.ai/lo/raechel-schilke-2391216#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2391216
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.rammtg.com/raechel-schilke

Cite as: Raechel Lynn Schilke (NMLS 2391216), Ram Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/raechel-schilke-2391216, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._