---
canonical_url: https://lendb.ai/lo/rafael-ortega-173217
json_url: https://lendb.ai/lo/rafael-ortega-173217.json
nmls_id: 173217
last_verified: 2026-10-15
---

# Rafael Ortega

Broker Associate/Loan Originator at GFL Capital Mortgage, Inc., Sacramento, CA. NMLS ID 173217 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173217)).

**Summary:** Rafael Ortega (NMLS 173217) is Broker Associate/Loan Originator at GFL Capital Mortgage, Inc., based in Sacramento, CA. Licensed in California, confirmed with the state regulator (license 01855320). States 16 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 16 (source: https://gflcapital.com/specialists/rafael-ortega-3/, verified 2026-10-15)
- Licensed in: California (CA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Rafael Ortega is a Broker Associate/Loan Originator in Sacramento, CA with a 16 year career in financial services. They say they are a father to identical twin boys and come from a military family background.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 16. Source: https://gflcapital.com/specialists/rafael-ortega-3/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | 01855320 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: GFL Capital Mortgage, Inc. (NMLS 64367), Sacramento, CA. Source: https://gflcapital.com/specialists/rafael-ortega-3/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173217

## Contact

- View profile at GFL Capital Mortgage, Inc.: https://gflcapital.com/specialists/rafael-ortega-3/
- Office phone and Email on file: shown at https://lendb.ai/lo/rafael-ortega-173217#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173217
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://gflcapital.com/specialists/rafael-ortega-3/

Cite as: Rafael Ortega (NMLS 173217), GFL Capital Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/rafael-ortega-173217, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._