---
canonical_url: https://lendb.ai/lo/rafael-pulido-2019800
json_url: https://lendb.ai/lo/rafael-pulido-2019800.json
nmls_id: 2019800
last_verified: 2026-10-30
---

# Rafael Pulido

Loan officer at West Capital Lending, Inc., Plano, TX. NMLS ID 2019800 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2019800)).

Based in Plano, Texas, Rafael Pulido (NMLS 2019800) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2020 and in Texas, California, Delaware and 4 more states.

**Summary:** Rafael Pulido (NMLS 2019800) is a loan officer at West Capital Lending, Inc., based in Plano, TX. Licensed in 8 states confirmed with state regulators: Florida, Texas, California, Delaware, Iowa, Oregon, Maryland and Wyoming. Earliest state license record: September 25, 2020 (Florida), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Rafael licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 4, 2021 (verified 2026-10-13). LenDb has 7 other states on file for Rafael. Source: https://www.sml.texas.gov/.

### What lender does Rafael work for?

West Capital Lending, Inc., company NMLS 1566096, from the Plano, TX office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Rafael been licensed?

The earliest state license record LenDb holds for Rafael is from September 25, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: September 25, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Delaware (DE, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO74875 | active | confirmed | 2020-09-25 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-05-04 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 02443922 | active | confirmed |  | state_regulator | 2026-10-24 |
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| IA | Iowa regulator | state_license | 54912 | active | confirmed | 2025-07-23 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 2019800 | active | confirmed | 2020-11-01 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 108956 | active | confirmed | 2025-08-07 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Plano, TX. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2019800

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2019800
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Rafael Pulido (NMLS 2019800), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/rafael-pulido-2019800, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._