---
canonical_url: https://lendb.ai/lo/rafael-ramirez-226215
json_url: https://lendb.ai/lo/rafael-ramirez-226215.json
nmls_id: 226215
last_verified: 2026-10-11
---

# Rafael Ramirez

Sr. Mortgage Loan Officer at Neighborhood Loans. NMLS ID 226215 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226215)).

**Summary:** Rafael Ramirez (NMLS 226215) is Sr. Mortgage Loan Officer at Neighborhood Loans. Speaks English and Spanish. States 24 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Rafael has worked as a loan officer for 24 years and is bilingual in English and Spanish. They have helped hundreds of clients with mortgage, personal and business loans.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 24. Source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11.
- credential: Certified mortgage planner. Source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11.
- education: Bachelor's degree in business administration and marketing, Eastern Illinois University. Source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11.
- community: Lions Club, BNI and Chamber of Commerce. Source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/rafael-ramirez/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226215

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/rafael-ramirez/
- Office phone and Email on file: shown at https://lendb.ai/lo/rafael-ramirez-226215#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/226215
- lender_site: https://neighborhoodloans.com/rafael-ramirez/

Cite as: Rafael Ramirez (NMLS 226215), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/rafael-ramirez-226215, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._