---
canonical_url: https://lendb.ai/lo/rafayel-muradyan-1372331
json_url: https://lendb.ai/lo/rafayel-muradyan-1372331.json
nmls_id: 1372331
last_verified: 2026-10-09
---

# Rafayel Muradyan

Mortgage Loan Officer at Loan Factory. NMLS ID 1372331 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372331)).

**Summary:** Rafayel Muradyan (NMLS 1372331) is Mortgage Loan Officer at Loan Factory. Lists California and Ohio on the lender page (not yet checked with the state regulator). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.loanfactory.com/mortgage-expert/rafayel-muradyan-1372331, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rafayel Muradyan has spent 15 years in residential and investment lending, specializing in conventional, jumbo, and non-QM financing. They focus on building future-proof financing strategies for professionals, investors, and business owners.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.loanfactory.com/mortgage-expert/rafayel-muradyan-1372331, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/rafayel-muradyan-1372331, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372331

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/rafayel-muradyan-1372331

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1372331
- lender_site: https://www.loanfactory.com/mortgage-expert/rafayel-muradyan-1372331

Cite as: Rafayel Muradyan (NMLS 1372331), Loan Factory. LenDb.ai, https://lendb.ai/lo/rafayel-muradyan-1372331, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._