---
canonical_url: https://lendb.ai/lo/raghunandan-erram-2735458
json_url: https://lendb.ai/lo/raghunandan-erram-2735458.json
nmls_id: 2735458
last_verified: 2026-10-09
---

# Raghunandan Reddy Erram

Mortgage Loan Officer at Loan Factory. NMLS ID 2735458 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2735458)).

**Summary:** Raghunandan Reddy Erram (NMLS 2735458) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO145421). Also lists Illinois, Missouri and Texas on the lender page (not yet checked with the state regulator). Speaks English, Hindi and Telugu. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Missouri (MO, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Hindi, Telugu
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145421 | active | confirmed | 2026-02-27 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/raghunandan-reddy-erram-2735458, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2735458

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/raghunandan-reddy-erram-2735458

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2735458
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/raghunandan-reddy-erram-2735458

Cite as: Raghunandan Reddy Erram (NMLS 2735458), Loan Factory. LenDb.ai, https://lendb.ai/lo/raghunandan-erram-2735458, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._