---
canonical_url: https://lendb.ai/lo/rainy-spears-2022714
json_url: https://lendb.ai/lo/rainy-spears-2022714.json
nmls_id: 2022714
last_verified: 2026-10-09
---

# Rainy Spears

Loan Officer at Guild Mortgage, Meridian, ID. NMLS ID 2022714 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022714)).

**Summary:** Rainy Spears (NMLS 2022714) is Loan Officer at Guild Mortgage, based in Meridian, ID. Lists Idaho on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Idaho (ID, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Meridian, ID. Source: https://branches.guildmortgage.com/id/meridian/rainy-spears-961-hprspe.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022714

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/id/meridian/rainy-spears-961-hprspe.html
- Office phone and Email on file: shown at https://lendb.ai/lo/rainy-spears-2022714#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022714
- lender_site: https://branches.guildmortgage.com/id/meridian/rainy-spears-961-hprspe.html

Cite as: Rainy Spears (NMLS 2022714), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/rainy-spears-2022714, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._