---
canonical_url: https://lendb.ai/lo/raja-rajan-1910114
json_url: https://lendb.ai/lo/raja-rajan-1910114.json
nmls_id: 1910114
last_verified: 2026-10-09
---

# Raja Rajan

Mortgage Loan Officer at Loan Factory. NMLS ID 1910114 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1910114)).

**Summary:** Raja Rajan (NMLS 1910114) is Mortgage Loan Officer at Loan Factory. Lists Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: 1099 income, Bank statement loan, Vacation home and DSCR loan. Speaks English and Spanish. Licensed since 2019 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **1099 income** (`1099-income`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114
- **Bank statement loan** (`bank-statement`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114
- **DSCR loan** (`dscr`): lender page, confidence 0.63, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114

## About

With an MBA and 30+ years in finance and business, Raja specializes in bank-statement programs, 1099 income, DSCR investor loans, fix-and-flip, and short-term rental financing, serving physicians, professionals, entrepreneurs, and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114, verified 2026-10-09.
- education: MBA. Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO65886 | expired | confirmed | 2019-11-26 | state_regulator | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1910114

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1910114
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/raja-rajan-1910114

Cite as: Raja Rajan (NMLS 1910114), Loan Factory. LenDb.ai, https://lendb.ai/lo/raja-rajan-1910114, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._