{
  "canonical_url": "https://lendb.ai/lo/ralph-ranieri-195852",
  "loan_officer": {
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    "md_url": "https://lendb.ai/lo/ralph-ranieri-195852.md",
    "json_url": "https://lendb.ai/lo/ralph-ranieri-195852.json",
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      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
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      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
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      "value": "Senior Vice President",
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      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 6,
    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_slug": "crosscountry-mortgage-3029",
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      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "lender_type": "imb",
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      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Hauppauge",
        "branch_state": "NY",
        "branch_zip": "11788",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO68359",
        "status": "active",
        "issued_at": "2020-02-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "80600",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      },
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Consistently one of the top 25 producers at a national lender for 11 years",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 15:02:37.760756+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ralph-ranieri-195852#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/hauppauge-ny-5604/ralph-ranieri/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2020,
      "state": "FL"
    },
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  }
}