---
canonical_url: https://lendb.ai/lo/ram-mishra-231417
json_url: https://lendb.ai/lo/ram-mishra-231417.json
nmls_id: 231417
last_verified: 2026-10-09
---

# Ram Mishra

Mortgage Loan Officer at Loan Factory. NMLS ID 231417 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231417)).

**Summary:** Ram Mishra (NMLS 231417) is Mortgage Loan Officer at Loan Factory. Lists California, Florida, Illinois, Michigan, Minnesota and Pennsylvania on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Florida (FL, lender_reported), Illinois (IL, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ram Mishra is a real estate, mortgage and life insurance professional with experience since 2007, specializing in residential, investment and commercial property mortgage loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2007. Source: https://www.loanfactory.com/mortgage-expert/ram-mishra-231417, verified 2026-10-09.
- role: Real Estate, Mortgage and Life Insurance professional. Source: https://www.loanfactory.com/mortgage-expert/ram-mishra-231417, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| FL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ram-mishra-231417, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231417

## Contact

- linkedin_url: https://www.linkedin.com/in/ramjimishra/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ram-mishra-231417

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231417
- lender_site: https://www.loanfactory.com/mortgage-expert/ram-mishra-231417

Cite as: Ram Mishra (NMLS 231417), Loan Factory. LenDb.ai, https://lendb.ai/lo/ram-mishra-231417, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._