--- canonical_url: https://lendb.ai/lo/ramesh-krishnan-1006765 json_url: https://lendb.ai/lo/ramesh-krishnan-1006765.json nmls_id: 1006765 last_verified: 2026-10-28 --- # Ramesh Krishnan Home Loan Advisor at ENSURE HOME LOANS LLC. NMLS ID 1006765 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1006765)). Ramesh Krishnan (NMLS 1006765) is a Home Loan Advisor at ENSURE HOME LOANS LLC, licensed in Oregon since 2020 and in Florida and Illinois. Ramesh's lender page shows a focus on bank statement loan, DSCR loan and HELOC, and Ramesh speaks English, Kannada, Tamil and Telugu. **Summary:** Ramesh Krishnan (NMLS 1006765) is Home Loan Advisor at ENSURE HOME LOANS LLC. Licensed in 3 states confirmed with state regulators: Florida, Illinois and Oregon. Also lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Bank statement loan, DSCR loan, HELOC, VA loan and Real estate investor. Speaks English, Kannada, Tamil and Telugu. Earliest state license record: December 7, 2020 (Oregon), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Ramesh licensed in Florida? Yes. Florida regulator records list license LO137704 as active, first effective May 2, 2025 (verified 2026-10-15). LenDb has 3 other states on file for Ramesh. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### Does Ramesh do bank statement loans? Ramesh's profile lists bank statement loan as a focus (from their lender profile page). It also lists DSCR loan, HELOC and VA loan. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan. ### What lender does Ramesh work for? ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan. ### What languages does Ramesh speak? English, Kannada, Tamil and Telugu, per their lender page (verified 2026-10-15). Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan. ### How long has Ramesh been licensed? The earliest state license record LenDb holds for Ramesh is from December 7, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: December 7, 2020 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Illinois (IL, confirmed), Oregon (OR, confirmed), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Kannada, Tamil, Telugu (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Bank statement loan** (`bank-statement`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **DSCR loan** (`dscr`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **HELOC** (`heloc`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **VA loan** (`va`): from their lender profile page, confidence 0.68, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **Real estate investor** (`investor`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **FHA loan** (`fha`): from their lender profile page, confidence 0.50, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.36, verified 2026-10-26. Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO137704 | active | confirmed | 2025-05-02 | state_regulator | 2026-10-15 | | IL | Illinois regulator | state_license | 31.0090147 | active | confirmed | 2025-05-21 | state_regulator | 2026-10-28 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2020-12-07 | state_regulator | 2026-10-20 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: ENSURE HOME LOANS LLC (NMLS 1666674). Source: https://ensurehomeloans.com/loan-officers/ramesh-krishnan, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1006765 ## Contact - linkedin_url: https://www.linkedin.com/in/ramesh-krishnan-5871776/ (source: lender_site, verified 2026-10-15) - View profile at ENSURE HOME LOANS LLC: https://ensurehomeloans.com/loan-officers/ramesh-krishnan - Office phone and Email on file: shown at https://lendb.ai/lo/ramesh-krishnan-1006765#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1006765 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://dfr.oregon.gov/ - lender_site: https://ensurehomeloans.com/loan-officers/ramesh-krishnan Cite as: Ramesh Krishnan (NMLS 1006765), ENSURE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/ramesh-krishnan-1006765, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._