---
canonical_url: https://lendb.ai/lo/ramez-fahmy-476394
json_url: https://lendb.ai/lo/ramez-fahmy-476394.json
nmls_id: 476394
last_verified: 2026-10-09
---

# Ramez Fahmy

VP, Branch Manager at First Heritage Mortgage. NMLS ID 476394 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476394)).

**Summary:** Ramez Fahmy (NMLS 476394) is VP, Branch Manager at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Maryland, North Carolina and Virginia on the lender page (not yet checked with the state regulator). Speaks Arabic. Earliest state license record: September 8, 2014 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 8, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Arabic
- Profile: unclaimed
- Status: active

## Specialties


## About

Ramez has been in the mortgage industry since 1994, helping homeowners finance their dreams and building enduring relationships serving multiple generations. He leads a dedicated team managing the complexities of home purchasing and refinancing with expertise.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1994. Source: https://fhmtg.com/officers/ramez-fahmy/, verified 2026-10-09.
- service_area: serves multiple generations and referrals from satisfied clients throughout licensed regions. Source: https://fhmtg.com/officers/ramez-fahmy/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO26549 | active | confirmed | 2014-09-08 | state_regulator | 2026-10-09 |
| PA | state_license | 40694 | active | confirmed |  | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/ramez-fahmy/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476394

## Contact

- linkedin_url: https://www.linkedin.com/in/ramez-fahmy-214225a/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/ramez-fahmy/
- Office phone on file: shown at https://lendb.ai/lo/ramez-fahmy-476394#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476394
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://fhmtg.com/officers/ramez-fahmy/

Cite as: Ramez Fahmy (NMLS 476394), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/ramez-fahmy-476394, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._