---
canonical_url: https://lendb.ai/lo/ramiro-banuelos-ureno-2480281
json_url: https://lendb.ai/lo/ramiro-banuelos-ureno-2480281.json
nmls_id: 2480281
last_verified: 2026-10-20
---

# Ramiro Banuelos Ureno

Loan officer at West Capital Lending, Inc.. NMLS ID 2480281 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2480281)).

Ramiro Banuelos Ureno (NMLS 2480281) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2023 and in Texas, Missouri, Arkansas and Oregon.

**Summary:** Ramiro Banuelos Ureno (NMLS 2480281) is a loan officer at West Capital Lending, Inc.. Licensed in 5 states confirmed with state regulators: Florida, Texas, Missouri, Arkansas and Oregon. Earliest state license record: June 5, 2023 (Florida), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Ramiro licensed in Florida?

Yes. Florida regulator records list license LO120501 as active, first effective June 5, 2023 (verified 2026-10-15). LenDb has 4 other states on file for Ramiro. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Ramiro work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Ramiro been licensed?

The earliest state license record LenDb holds for Ramiro is from June 5, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: June 5, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO120501 | active | confirmed | 2023-06-05 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-07-10 | state_regulator | 2026-10-13 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2023-08-10 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2480281 | inactive | confirmed | 2023-06-13 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2480281

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2480281
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Ramiro Banuelos Ureno (NMLS 2480281), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/ramiro-banuelos-ureno-2480281, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._