--- canonical_url: https://lendb.ai/lo/ramon-duran-333577 json_url: https://lendb.ai/lo/ramon-duran-333577.json nmls_id: 333577 last_verified: 2026-10-16 --- # Ray Duran VP/Senior Mortgage Lending Officer at Quontic Bank. NMLS ID 333577 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/333577)). Ray Duran (NMLS 333577) is a mortgage loan officer at Quontic Bank, licensed in Florida since 2011. Ray's own profile lists foreign national and jumbo loan as a focus. **Summary:** Ray Duran (NMLS 333577) is VP/Senior Mortgage Lending Officer at Quontic Bank. Licensed in Florida, confirmed with the state regulator (license LO12146). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Foreign national and Jumbo loan. Earliest state license record: November 7, 2011 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-16. ## Quick answers ### Is Ray licensed in Florida? Yes. Florida regulator records list license LO12146 as active, first effective November 7, 2011 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Ray list foreign national as a focus? Ray's profile lists foreign national as a focus (from their lender profile page). It also lists jumbo loan. Source: https://www.quontic.com/help/loan-officers/ray-duran/. ### What lender does Ray work for? Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/ray-duran/. ### How long has Ray been licensed? The earliest state license record LenDb holds for Ray is from November 7, 2011 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ray states 25 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: November 7, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://www.quontic.com/help/loan-officers/ray-duran/, verified 2026-10-16) - Licensed in: Florida (FL, confirmed) - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Foreign national** (`foreign-national`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/ray-duran/ - **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/ray-duran/ ## About Ray Duran is a regional sales manager with Quontic Bank's loan production office in Miami, with more than 25 years in mortgage banking. They say they specialize in foreign national mortgages and jumbo loans. They live in Miami with two daughters. Source: LenDb summary of the lender page, verified 2026-10-16. ## Facts from the lender page and intro - years_experience: 25. Source: https://www.quontic.com/help/loan-officers/ray-duran/, verified 2026-10-16. - role: regional sales manager. Source: https://www.quontic.com/help/loan-officers/ray-duran/, verified 2026-10-16. - service_area: all 50 states. Source: https://www.quontic.com/help/loan-officers/ray-duran/, verified 2026-10-16. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO12146 | active | confirmed | 2011-11-07 | state_regulator | 2026-10-15 | ## Employment history - ? to present: Quontic Bank (NMLS 403503). Source: https://www.quontic.com/help/loan-officers/ray-duran/, verified 2026-10-16. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/333577 ## Contact - View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/ray-duran/ - Office phone and Email on file: shown at https://lendb.ai/lo/ramon-duran-333577#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/333577 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.quontic.com/help/loan-officers/ray-duran/ Cite as: Ray Duran (NMLS 333577), Quontic Bank. LenDb.ai, https://lendb.ai/lo/ramon-duran-333577, last verified 2026-10-16. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._