---
canonical_url: https://lendb.ai/lo/randy-choi-1583085
json_url: https://lendb.ai/lo/randy-choi-1583085.json
nmls_id: 1583085
last_verified: 2026-10-28
---

# Randy Choi

Loan officer at West Capital Lending, Inc.. NMLS ID 1583085 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1583085)).

Randy Choi (NMLS 1583085) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2017 and in Texas, California, Pennsylvania and 4 more states.

**Summary:** Randy Choi (NMLS 1583085) is a loan officer at West Capital Lending, Inc.. Licensed in 8 states confirmed with state regulators: Florida, Texas, California, Pennsylvania, Oregon, Maryland, Wyoming and Illinois. Earliest state license record: March 27, 2017 (Florida), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Randy licensed in Florida?

Yes. Florida regulator records list license LO41646 as active, first effective March 27, 2017 (verified 2026-10-15). LenDb has 7 other states on file for Randy. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Randy work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://dfr.oregon.gov/.

### How long has Randy been licensed?

The earliest state license record LenDb holds for Randy is from March 27, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: March 27, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Randy L. Choi (AR, CA, FL, IA, MD, OR, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO41646 | active | confirmed | 2017-03-27 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2021-06-04 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02192283 | active | confirmed |  | state_regulator | 2026-10-24 |
| PA | Pennsylvania regulator | state_license | 112144 | active | confirmed |  | state_regulator | 2026-10-16 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 55900 | inactive | confirmed | 2025-12-08 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2019-01-28 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 109497 | active | confirmed | 2025-12-09 | state_regulator | 2026-10-27 |
| IL | Illinois regulator | state_license | 31.0095944 | active | confirmed | 2026-08-11 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://dfr.oregon.gov/, verified 2026-10-20.
- ? to present: Lumin Lending Inc. (NMLS 2716106). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1583085

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1583085
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Randy Choi (NMLS 1583085), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/randy-choi-1583085, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._