---
canonical_url: https://lendb.ai/lo/randy-locke-38598
json_url: https://lendb.ai/lo/randy-locke-38598.json
nmls_id: 38598
last_verified: 2026-10-09
---

# Randy Locke

Sr. Mortgage Advisor at BECU. NMLS ID 38598 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38598)).

**Summary:** Randy Locke (NMLS 38598) is Sr. Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer, Jumbo loan and Real estate investor. States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke

## About

Randy has over 30 years of experience helping families in the Seattle area with home financing. His expertise includes first-time homebuyer, jumbo, and investment property loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke, verified 2026-10-09.
- service_area: Seattle area. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38598

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke
- Office phone and Email on file: shown at https://lendb.ai/lo/randy-locke-38598#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38598
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/randy-locke

Cite as: Randy Locke (NMLS 38598), BECU. LenDb.ai, https://lendb.ai/lo/randy-locke-38598, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._