---
canonical_url: https://lendb.ai/lo/randy-reay-110185
json_url: https://lendb.ai/lo/randy-reay-110185.json
nmls_id: 110185
last_verified: 2026-10-09
---

# Randy Reay

Loan Officer at CrossCountry Mortgage, Parsippany, NJ. NMLS ID 110185 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110185)).

**Summary:** Randy Reay (NMLS 110185) is Loan Officer at CrossCountry Mortgage, based in Parsippany, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). States 34 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 34 (source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09)
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/

## About

Randy has 34 years of mortgage industry experience and specializes in FHA 203(k) renovation programs. He is deeply involved with REALTOR® boards and known for personalized, thorough client service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 34. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09.
- credential: Affiliate of the Year. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09.
- community: Involved with Somerset County and North Central Board of REALTORS®. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09.
- service_area: Parsippany, NJ area; Union County resident. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Parsippany, NJ. Source: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110185

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/
- Email on file: shown at https://lendb.ai/lo/randy-reay-110185#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/110185
- lender_site: https://crosscountrymortgage.com/parsippany-nj-3863/randolph-reay/

Cite as: Randy Reay (NMLS 110185), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/randy-reay-110185, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._