---
canonical_url: https://lendb.ai/lo/raphael-bangiyev-219590
json_url: https://lendb.ai/lo/raphael-bangiyev-219590.json
nmls_id: 219590
last_verified: 2026-10-09
---

# Raphael Bangiyev

Originating Branch Manager at CrossCountry Mortgage, Phoenix, AZ. NMLS ID 219590 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219590)).

**Summary:** Raphael Bangiyev (NMLS 219590) is Originating Branch Manager at CrossCountry Mortgage, based in Phoenix, AZ. Licensed in Florida, confirmed with the state regulator (license LO89493). Also lists Arizona, California, Michigan, Missouri, Nevada, Tennessee and Washington on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Raphael started in financial services in 2002 and quickly became a top producing originator, winning Rookie of the Year. Since 2014, he manages operations for The Loan Doctors Team.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/, verified 2026-10-09.
- credential: Rookie of the Year in first year as loan originator. Source: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/, verified 2026-10-09.
- role: Partnered with Peter Torneanu in 2007 to form The Loan Doctors Team, later adding Arthur Shalomov to leadership in 2009; operations manager since 2014. Source: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/, verified 2026-10-09.
- service_area: Phoenix, AZ / Scottsdale, AZ area. Source: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO89493 | active | confirmed | 2021-06-14 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Phoenix, AZ. Source: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219590

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/
- Office phone and Email on file: shown at https://lendb.ai/lo/raphael-bangiyev-219590#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/219590
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/phoenix-az-4618/raphael-bangiyev/

Cite as: Raphael Bangiyev (NMLS 219590), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/raphael-bangiyev-219590, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._