---
canonical_url: https://lendb.ai/lo/raphael-lunardi-2432177
json_url: https://lendb.ai/lo/raphael-lunardi-2432177.json
nmls_id: 2432177
last_verified: 2026-10-09
---

# Raphael Lunardi

Mortgage Banker at Total Mortgage Services, Brockton, MA. NMLS ID 2432177 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2432177)).

**Summary:** Raphael Lunardi (NMLS 2432177) is Mortgage Banker at Total Mortgage Services, based in Brockton, MA. Licensed in Florida, confirmed with the state regulator (license LO147133). Speaks Spanish and Portuguese. Earliest state license record: April 22, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 22, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish, Portuguese
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO147133 | active | confirmed | 2026-04-22 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Brockton, MA. Source: https://www.totalmortgage.com/bankers/raphael-lunardi, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2432177

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/raphael-lunardi
- Email on file: shown at https://lendb.ai/lo/raphael-lunardi-2432177#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2432177
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/raphael-lunardi

Cite as: Raphael Lunardi (NMLS 2432177), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/raphael-lunardi-2432177, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._