--- canonical_url: https://lendb.ai/lo/rashad-carmichael-1453799 json_url: https://lendb.ai/lo/rashad-carmichael-1453799.json nmls_id: 1453799 last_verified: 2026-10-15 --- # Rashad Carmichael Loan Officer at The Mortgage Link, Inc., Rockville, MD. NMLS ID 1453799 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453799)). **Summary:** Rashad Carmichael (NMLS 1453799) is Loan Officer at The Mortgage Link, Inc., based in Rockville, MD. Licensed in Florida, confirmed with the state regulator (license LO52249). Also lists California, Illinois, Maryland and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Foreign national, ITIN borrower, Low credit score and Renovation loan (203k / HomeStyle). Earliest state license record: April 3, 2018 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: April 3, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael - **Foreign national** (`foreign-national`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael - **ITIN borrower** (`itin`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael - **Low credit score** (`low-credit`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael - **Renovation loan (203k / HomeStyle)** (`renovation`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael - **Real estate investor** (`investor`): from their lender profile page, confidence 0.50, verified 2026-10-15. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael ## Facts from the lender page and intro - years_experience: 15+. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. - service_area: California and Illinois. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. - community: Volunteers in health and housing ministries through nonprofit work. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. - other: Teaches investor and homebuyer workshops in California, Florida, Michigan and Illinois. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. - other: Provides free risk, finance protection, and family protection consulting. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO52249 | active | confirmed | 2018-04-03 | state_regulator | 2026-10-15 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: The Mortgage Link, Inc. (NMLS 113054), Rockville, MD. Source: https://www.themortgagelink.com/loan-officer/rashad-carmichael, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453799 ## Contact - View profile at The Mortgage Link, Inc.: https://www.themortgagelink.com/loan-officer/rashad-carmichael - Email on file: shown at https://lendb.ai/lo/rashad-carmichael-1453799#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1453799 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.themortgagelink.com/loan-officer/rashad-carmichael - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Rashad Carmichael (NMLS 1453799), The Mortgage Link, Inc.. LenDb.ai, https://lendb.ai/lo/rashad-carmichael-1453799, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._