---
canonical_url: https://lendb.ai/lo/ratha-men-38414
json_url: https://lendb.ai/lo/ratha-men-38414.json
nmls_id: 38414
last_verified: 2026-10-09
---

# Ratha Men

Licensed Loan Originator at Homestead Funding, West Springfield, MA. NMLS ID 38414 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38414)).

**Summary:** Ratha Men (NMLS 38414) is Licensed Loan Originator at Homestead Funding, based in West Springfield, MA. Lists Massachusetts on the lender page (not yet checked with the state regulator). Speaks Khmer. States 16 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 16 (source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09)
- Licensed in: Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Khmer
- Profile: unclaimed
- Status: active

## Specialties


## About

With Homestead since 2003 (16+ years in mortgage industry). Bilingual in Khmer; serves Lowell community.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.
- role: With Homestead Funding Corp. since 2003. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.
- service_area: Serves the Lowell community; based out of Chelmsford. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.
- education: UMASS Lowell graduate. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.
- credential: President's Award Trip award recipient from Homestead Funding. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), West Springfield, MA. Source: https://www.homesteadfunding.com/loan-originators/ratha-men, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38414

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/ratha-men
- Office phone and Email on file: shown at https://lendb.ai/lo/ratha-men-38414#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/38414
- lender_site: https://www.homesteadfunding.com/loan-originators/ratha-men

Cite as: Ratha Men (NMLS 38414), Homestead Funding. LenDb.ai, https://lendb.ai/lo/ratha-men-38414, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._