---
canonical_url: https://lendb.ai/lo/raul-bravo-2282480
json_url: https://lendb.ai/lo/raul-bravo-2282480.json
nmls_id: 2282480
last_verified: 2026-10-09
---

# Raúl Bravo

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2282480 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2282480)).

**Summary:** Raúl Bravo (NMLS 2282480) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Raúl Bravo specializes in down payment assistance, CALHFA programs, and flexible qualification methods including bank statements and rental property income. They serve self-employed borrowers and those seeking credit improvement.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Offers free credit upgrade plan with completed application. Source: https://www.loanfactory.com/mortgage-expert/raul-bravo-2282480, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/raul-bravo-2282480, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2282480

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/raul-bravo-2282480

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2282480
- lender_site: https://www.loanfactory.com/mortgage-expert/raul-bravo-2282480

Cite as: Raúl Bravo (NMLS 2282480), Loan Factory. LenDb.ai, https://lendb.ai/lo/raul-bravo-2282480, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._