---
canonical_url: https://lendb.ai/lo/ray-clark-204084
json_url: https://lendb.ai/lo/ray-clark-204084.json
nmls_id: 204084
last_verified: 2026-10-09
---

# Ray Clark

Mortgage Advisor at BECU. NMLS ID 204084 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/204084)).

**Summary:** Ray Clark (NMLS 204084) is Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ray has an extensive background in finance and is dedicated to educating members on mortgage programs that meet their needs, assisting them from application through closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Renton Benson, Renton Landing, Burien. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/ray-clark, verified 2026-10-09.
- other: Extensive background in finance. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/ray-clark, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/ray-clark, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/204084

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/ray-clark
- Office phone and Email on file: shown at https://lendb.ai/lo/ray-clark-204084#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/204084
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/ray-clark

Cite as: Ray Clark (NMLS 204084), BECU. LenDb.ai, https://lendb.ai/lo/ray-clark-204084, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._