---
canonical_url: https://lendb.ai/lo/ray-jones-1708563
json_url: https://lendb.ai/lo/ray-jones-1708563.json
nmls_id: 1708563
last_verified: 2026-10-09
---

# Ray Jones

Mortgage Loan Originator at U.S. Bank, St. George, UT. NMLS ID 1708563 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708563)).

**Summary:** Ray Jones (NMLS 1708563) is Mortgage Loan Originator at U.S. Bank, based in St. George, UT. Lists Utah on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Utah (UT, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563

## Facts from the lender page and intro

- credential: Certified builder mortgage loan officer. Source: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563, verified 2026-10-09.
- credential: Certified construction mortgage loan officer. Source: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563, verified 2026-10-09.
- credential: Private wealth mortgage banker. Source: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: U.S. Bank (NMLS 402761), St. George, UT. Source: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708563

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563
- Office phone and Email on file: shown at https://lendb.ai/lo/ray-jones-1708563#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1708563
- lender_site: https://mortgage.usbank.com/ut/st.-george/ray-jones-1708563

Cite as: Ray Jones (NMLS 1708563), U.S. Bank. LenDb.ai, https://lendb.ai/lo/ray-jones-1708563, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._