---
canonical_url: https://lendb.ai/lo/ray-patterson-182020
json_url: https://lendb.ai/lo/ray-patterson-182020.json
nmls_id: 182020
last_verified: 2026-10-09
---

# Ray Patterson

Regional Vice President at Mutual of Omaha Mortgage, Charlotte, NC. NMLS ID 182020 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182020)).

**Summary:** Ray Patterson (NMLS 182020) is Regional Vice President at Mutual of Omaha Mortgage, based in Charlotte, NC. Lists North Carolina and South Carolina on the lender page (not yet checked with the state regulator). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Ray Patterson has over 15 years as a reputable go-to lender and serves as Regional Vice President for South and North Carolina. He earned a bachelor's degree in business with accounting major from UNCC and focuses on exceptional client service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09.
- service_area: South Carolina and North Carolina. Source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09.
- education: Bachelor's degree in business, majoring in accounting from UNCC. Source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09.
- credential: Ranked in top 1 percent for individual loan officer production in 2012. Source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Mutual of Omaha Mortgage (NMLS 1025894), Charlotte, NC. Source: https://www.mutualmortgage.com/loan-officer/rpatterson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182020

## Contact

- linkedin_url: https://www.linkedin.com/in/ray-patterson-/ (source: lender_site, verified 2026-10-09)
- View profile at Mutual of Omaha Mortgage: https://www.mutualmortgage.com/loan-officer/rpatterson/
- Email on file: shown at https://lendb.ai/lo/ray-patterson-182020#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/182020
- lender_site: https://www.mutualmortgage.com/loan-officer/rpatterson/

Cite as: Ray Patterson (NMLS 182020), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/ray-patterson-182020, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._