---
canonical_url: https://lendb.ai/lo/ray-pearson-223314
json_url: https://lendb.ai/lo/ray-pearson-223314.json
nmls_id: 223314
last_verified: 2026-10-15
---

# Ray Pearson

Mortgage Loan Officer at United Mortgage Corp., Woodbury, NY. NMLS ID 223314 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223314)).

**Summary:** Ray Pearson (NMLS 223314) is Mortgage Loan Officer at United Mortgage Corp., based in Woodbury, NY. Lists Virginia on the lender page (not yet checked with the state regulator). States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://unitedmortgage.com/loan-officer/ray-pearson/, verified 2026-10-15)
- Licensed in: Virginia (VA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Ray is a Suffolk County native with over 25 years of experience across credit counseling, mortgage lending and real estate.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 25. Source: https://unitedmortgage.com/loan-officer/ray-pearson/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-14 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United Mortgage Corp. (NMLS 1330), Woodbury, NY. Source: https://unitedmortgage.com/loan-officer/ray-pearson/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223314

## Contact

- View profile at United Mortgage Corp.: https://unitedmortgage.com/loan-officer/ray-pearson/
- Office phone and Email on file: shown at https://lendb.ai/lo/ray-pearson-223314#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/223314
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://unitedmortgage.com/loan-officer/ray-pearson/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Ray Pearson (NMLS 223314), United Mortgage Corp.. LenDb.ai, https://lendb.ai/lo/ray-pearson-223314, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._