---
canonical_url: https://lendb.ai/lo/raymond-desfosse-1916355
json_url: https://lendb.ai/lo/raymond-desfosse-1916355.json
nmls_id: 1916355
last_verified: 2026-10-10
---

# Raymond Desfosse

Sales Manager at AnnieMac Home Mortgage, Mt. Laurel, NJ. NMLS ID 1916355 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916355)).

**Summary:** Raymond Desfosse (NMLS 1916355) is Sales Manager at AnnieMac Home Mortgage, based in Mt. Laurel, NJ. Licensed in Florida, confirmed with the state regulator (license LO122027). Also lists Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia and 36 more on the lender page (not yet checked with the state regulator). Earliest state license record: August 4, 2023 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: August 4, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), North Dakota (ND, lender_reported), Nebraska (NE, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported), West Virginia (WV, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Raymond Desfosse lists service across 44 states plus DC on their profile.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: 44 states plus DC. Source: https://annie-mac.com/lo/raymonddesfosse/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122027 | active | confirmed | 2023-08-04 | state_regulator | 2026-10-09 |
| AK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| ND | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| SD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| VT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| WY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Mt. Laurel, NJ. Source: https://annie-mac.com/lo/raymonddesfosse/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916355

## Contact

- linkedin_url: https://www.linkedin.com/in/raydesfosse/ (source: lender_site, verified 2026-10-10)
- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/raymonddesfosse/
- Office phone and Email on file: shown at https://lendb.ai/lo/raymond-desfosse-1916355#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1916355
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://annie-mac.com/lo/raymonddesfosse/

Cite as: Raymond Desfosse (NMLS 1916355), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/raymond-desfosse-1916355, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
