---
canonical_url: https://lendb.ai/lo/raymond-germani-2319391
json_url: https://lendb.ai/lo/raymond-germani-2319391.json
nmls_id: 2319391
last_verified: 2026-10-09
---

# Raymond Germani

Loan Officer at CrossCountry Mortgage, Bothell, WA. NMLS ID 2319391 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2319391)).

**Summary:** Raymond Germani (NMLS 2319391) is Loan Officer at CrossCountry Mortgage, based in Bothell, WA. Lists Arizona, California, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, FHA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/

## About

Raymond overcame credit challenges and started a new job with a family of five to achieve homeownership, now helping others realize their homeownership dreams from the Bothell branch.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Bothell, WA. Source: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2319391

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/
- Office phone and Email on file: shown at https://lendb.ai/lo/raymond-germani-2319391#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2319391
- lender_site: https://crosscountrymortgage.com/bothell-wa-5558/raymond-germani/

Cite as: Raymond Germani (NMLS 2319391), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/raymond-germani-2319391, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._