---
canonical_url: https://lendb.ai/lo/raymond-severance-15875
json_url: https://lendb.ai/lo/raymond-severance-15875.json
nmls_id: 15875
last_verified: 2026-10-11
---

# Ray Severance

Branch Manager at CMG Home Loans, Middleboro, MA. NMLS ID 15875 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/15875)).

**Summary:** Ray Severance (NMLS 15875) is Branch Manager at CMG Home Loans, based in Middleboro, MA. Licensed in Florida, confirmed with the state regulator (license LO70723). Focus areas shown on the lender page: First-time buyer. Earliest state license record: June 9, 2020 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: June 9, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/ray-severance

## About

Ray has been guiding homebuyers since 1997 and has a particular focus on first-time buyers and MassHousing clients.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.cmghomeloans.com/mysite/ray-severance, verified 2026-10-11.
- education: Business degree, Bridgewater State University. Source: https://www.cmghomeloans.com/mysite/ray-severance, verified 2026-10-11.
- credential: Industry Top 1% and President's Club (multiple times). Source: https://www.cmghomeloans.com/mysite/ray-severance, verified 2026-10-11.
- community: Hosts a weekly summer volleyball league for the community. Source: https://www.cmghomeloans.com/mysite/ray-severance, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO70723 | active | confirmed | 2020-06-09 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Middleboro, MA. Source: https://www.cmghomeloans.com/mysite/ray-severance, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/15875

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/ray-severance
- Office phone and Email on file: shown at https://lendb.ai/lo/raymond-severance-15875#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/15875
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/ray-severance

Cite as: Ray Severance (NMLS 15875), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/raymond-severance-15875, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._