--- canonical_url: https://lendb.ai/lo/raymond-young-984961 json_url: https://lendb.ai/lo/raymond-young-984961.json nmls_id: 984961 last_verified: 2026-10-28 --- # Raymond Young Mortgage Loan Officer at CME Lending Group LLC. NMLS ID 984961 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984961)). Raymond Young (NMLS 984961) is a Mortgage Loan Officer at CME Lending Group LLC, licensed in Illinois since 2012 and in Florida and California. Raymond works at an FHA-approved lender, per HUD. **Summary:** Raymond Young (NMLS 984961) is Mortgage Loan Officer at CME Lending Group LLC. Licensed in 3 states confirmed with state regulators: Florida, Illinois and California. Also lists Georgia, Indiana, Kentucky, Ohio, Pennsylvania and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: November 15, 2012 (Illinois), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Raymond licensed in Florida? Yes. Florida regulator records list license LO21763 as active, first effective September 30, 2013 (verified 2026-10-15). LenDb has 8 other states on file for Raymond. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Raymond work for, and is it FHA-approved? CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/raymond-young/. ### How long has Raymond been licensed? The earliest state license record LenDb holds for Raymond is from November 15, 2012 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: November 15, 2012 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Raymond C. Young (CA, FL, IA, NY, as of 2026-10-22) - Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Illinois (IL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), California (CA DFPI, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO21763 | active | confirmed | 2013-09-30 | state_regulator | 2026-10-15 | | NY | New York regulator | state_license | n/a | expired | confirmed | | state_regulator | 2026-10-14 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | Illinois regulator | state_license | 31.0033739 | active | confirmed | 2012-11-15 | state_regulator | 2026-10-28 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TX | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IA | Iowa regulator | state_license | 21698 | expired | confirmed | 2013-07-18 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 984961 | expired | confirmed | 2014-07-15 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DOC984961 | active | confirmed | 2012-12-26 | state_regulator | 2026-10-24 | ## Employment history - ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://themortgageexchange.com/team-member/raymond-young/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984961 ## Contact - View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/raymond-young/ - Office phone and Email on file: shown at https://lendb.ai/lo/raymond-young-984961#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/984961 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.dfs.ny.gov/ - lender_site: https://themortgageexchange.com/team-member/raymond-young/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Raymond Young (NMLS 984961), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/raymond-young-984961, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._