---
canonical_url: https://lendb.ai/lo/reagan-ferguson-1094779
json_url: https://lendb.ai/lo/reagan-ferguson-1094779.json
nmls_id: 1094779
last_verified: 2026-10-09
---

# Reagan Ferguson

Senior Loan Officer at First Heritage Mortgage, Charleston, SC. NMLS ID 1094779 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094779)).

**Summary:** Reagan Ferguson (NMLS 1094779) is Senior Loan Officer at First Heritage Mortgage, based in Charleston, SC. Lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, Jumbo loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.85, verified 2026-10-09. Source: https://fhmtg.com/officers/reagan-ferguson/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://fhmtg.com/officers/reagan-ferguson/
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://fhmtg.com/officers/reagan-ferguson/

## About

Reagan is a Senior Loan Officer in Charleston, SC with extensive expertise in conventional, FHA, VA, and jumbo loans. She is deeply rooted in the Charleston community and helps first-time homebuyers, investors, and relocating families.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Charleston area. Source: https://fhmtg.com/officers/reagan-ferguson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Charleston, SC. Source: https://fhmtg.com/officers/reagan-ferguson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094779

## Contact

- linkedin_url: https://www.linkedin.com/in/reagan-ferguson-a5693b77/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/reagan-ferguson/
- Office phone on file: shown at https://lendb.ai/lo/reagan-ferguson-1094779#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1094779
- lender_site: https://fhmtg.com/officers/reagan-ferguson/

Cite as: Reagan Ferguson (NMLS 1094779), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/reagan-ferguson-1094779, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._