---
canonical_url: https://lendb.ai/lo/rebecca-carpenter-wertz-630919
json_url: https://lendb.ai/lo/rebecca-carpenter-wertz-630919.json
nmls_id: 630919
last_verified: 2026-10-09
---

# Rebecca Carpenter-Wertz

Loan Officer at Union Home Mortgage, East Lansing, MI. NMLS ID 630919 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630919)).

**Summary:** Rebecca Carpenter-Wertz (NMLS 630919) is Loan Officer at Union Home Mortgage, based in East Lansing, MI. Lists Michigan on the lender page (not yet checked with the state regulator). States 21 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 21 (source: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/, verified 2026-10-09)
- Licensed in: Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Rebecca has over 21 years serving Michigan borrowers and specializes in conventional, FHA, VA, construction, rural housing, and FHA 203K rehabilitation loans. She emphasizes communication and understanding borrower needs to find the perfect loan program.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 21. Source: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/, verified 2026-10-09.
- service_area: Michigan. Source: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MI | state_license | 630919 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), East Lansing, MI. Source: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630919

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/
- Office phone and Email on file: shown at https://lendb.ai/lo/rebecca-carpenter-wertz-630919#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/630919
- lender_site: https://www.uhm.com/loan-officers/rebecca-carpenter-wertz/

Cite as: Rebecca Carpenter-Wertz (NMLS 630919), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/rebecca-carpenter-wertz-630919, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._